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Home > Articles > Bad Credit Auto Refinance Companies

Bad Credit Auto Refinance Companies

Bad Credit Auto Refinance Companies When you have bad credit it could seem impossible to find a finance company to grant you a loan, and when you finally do find one the loan terms are unfavorable to say the least.You may pay extremely high interest rates with long loan terms and high monthly payments. Luckily, this isn't always true. There are many finance companies that can help you get into an affordable loan, but if you happen to find yourself in this position, we can help you.

Here at SmallerCarPayments.com we have been helping individuals "stuck" in a bad car note get into a smaller payment and smaller interest rate for years. The secret is you just have to find a bad credit auto refinance company that can work with your situation. These types of lenders are throughout the entire United States, and we can help you find them.

What A Refinance Will Do

Auto loan refinance works in essentially the same way as a mortgage refinance. If your credit rating has increased since your first loan was obtained you may be eligible for a better interest rate which in turn will lower your car payment.

If your credit score has not gone up any either because you simply have not had the loan long enough, or because you've missed a few payments; you may still be able to refinance. You could potentially extend your loan term which would help lower your car payment. The biggest problem with this situation is that you will be paying for a longer period of time increasing the amount of interest you pay over the life of your loan, but if lower payments are your main concern to afford the car then it may be right for you.

Find a Car Refi Company from Home

You could easily drive from finance company to finance company to see if they will help you get into a better and more favorable auto loan, but that takes time and gas money. By using our online application you are allowing us to do the work and find the nearest refinance company in your area that will work with your credit situation.



"My monthly payment went down by almost a hundred dollars per month, and applying was so easy!"

Jennifer H.

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Still Have Questions?

Still not sure if auto refinancing is right for you? Learm more about car loan refinancing in our section of Frequently Asked Questions.