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Website > Blogs - No Credit Car Loans - People without items on their credit bureau and no credit score are commonly referred to as credit ghosts. No credit car loans to credit ghosts are often considered high risk car loans; especially when the person applying for the car loan is older. To many car financing companies it makes sense that a young adult would have no previous credit and no credit score. Often finance companies will establish a first time car loan program to accommodate these car buyers. Older adults, however, with no credit and nothing on their credit report are more likely to have a difficult time getting approved for a car loan.
http://www.financingcarloans.com/no-credit/no-credit
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